CREDIT ANALYST

DUTIES AND RESPONSIBILITIES

• Analyze credit data and financial statements to determine the risk involved in lending money or extending credit.
• Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
• Prepare detailed credit analysis reports and present findings to management.
• Develop and maintain financial models to support credit assessments.
• Conduct periodic reviews of existing customers to reassess creditworthiness and exposure.
• Monitor loan portfolios and recommend corrective actions for problematic accounts.
• Collaborate with internal teams (e.g., Sales, Risk, and Collections) to support overall credit and lending objectives.
• Ensure compliance with internal credit policies and external regulatory requirements.
• Stay informed about industry trends, market conditions, and best practices in credit risk management.

KEY REQUIREMENT SKILLS AND QUALIFICATION

• Degree in Finance, Accounting, Economics, or a related field
• Minimum of 2 years’ experience in credit analysis or a similar role within the financial services industry
• Strong analytical, problem-solving, and quantitative skills
• Proficiency in financial modeling, forecasting, and use of analytical tools such as Excel
• Good understanding of financial statements and credit scoring systems
• High level of attention to detail and accuracy

HOW TO APPLY

• If you meet the above qualifications, skills and experience share CV on This email address is being protected from spambots. You need JavaScript enabled to view it.
• Interviews will be carried out on a rolling basis until the position is filled.
• Only the shortlisted candidates will be contacted.