FINANCIAL ADVISOR

DUTIES AND RESPONSIBILITIES

Lead Generation and Business Development

• Identify and pursue new business opportunities through networking, referrals, cold calling, social media, and other prospecting methods.
• Develop and maintain a strong pipeline of prospective clients.
• Attend industry events, exhibitions, and community engagements to generate leads.
• Build strategic relationships with individuals, businesses, and referral partners.

Client Needs Assessment

• Meet with prospective and existing clients to understand their financial goals, risk exposure, and insurance needs.
• Conduct comprehensive financial and risk assessments.
• Analyze client information to identify suitable insurance and financial protection solutions.
• Educate clients on various insurance products and coverage options.

Sales and Advisory Services

• Present and explain insurance products, policy benefits, exclusions, and premium structures.
• Recommend customized insurance solutions based on client needs and budgets.
• Prepare quotations, proposals, and policy documentation.
• Negotiate and close sales while ensuring compliance with regulatory requirements.
• Consistently achieve and exceed individual sales targets.

Customer Relationship Management

• Develop and maintain long-term relationships with clients.
• Provide ongoing policy reviews and updates to ensure coverage remains relevant.
• Address client inquiries and provide timely solutions.
• Maintain accurate customer records and follow-up schedules.

Policy Administration and Claims Support

• Assist clients with policy applications, renewals, amendments, and cancellations.
• Guide clients through claims procedures and documentation requirements.
• Liaise with internal departments and insurers to facilitate efficient claims processing.
• Monitor policy renewals and proactively engage clients to maintain coverage.

Compliance and Reporting

• Ensure adherence to insurance regulations, company policies, and ethical sales practices.
• Maintain accurate sales records and activity reports.
• Submit required documentation and reports within stipulated timelines.
• Stay informed about industry trends, market developments, and new insurance products.

KEY REQUIREMENT SKILLS AND QUALIFICATION

• Diploma or Bachelor’s Degree in Insurance, Business Administration, Marketing, Finance, Economics, or a related field.
• Professional insurance qualifications will be an added advantage.
• Previous experience in insurance sales, financial advisory, banking, or related sales roles is preferred.
• Fresh graduates with strong sales aptitude are encouraged to apply.
• Knowledge of insurance products and financial planning concepts is an advantage.
• Excellent sales, negotiation, and persuasion skills.
• Strong interpersonal and relationship-building abilities.

HOW TO APPLY

• If you meet the above qualifications, skills and experience share CV on recruitment@britesmanagement.com
• Interviews will be carried out on a rolling basis until the position is filled.
• Only the shortlisted candidates will be contacted.